James B. Richards Agency offers group auto and homeowners insurance to several "open groups" Special rates are available to customers who work or play in these qualified groups. We are also able to place group coverage exclusively for companies with 500+ employees. Group auto and homeowners policies are the same as regular personal insurance policies with the exception that a group discount factor is added to them to reduce individual cost. These discounts can range from 5% to 18% depending on the group's experience with the company. We presently offer discount rates for the following groups:
A variety of other groups may be able to take advantage of discounted rates. Please call us to find out if your group is be eligible.
James B Richards Agency