Contractors Insurance

Health Care Facilities

Group Insurance

Classic Car insurance

Beginning with the purchase of James Richards' commercial business from a large downriver agency, the James B. Richards Agency opened at its present location in Riverview, Michigan. The Agency has more than doubled in premium volume since its inception in 1996.

Agency personnel have a combined experience of over 60 years in the insurance business and all are licensed Michigan Insurance Agents. The Agency specializes in contractors insurance and presently insures in excess of 200 contractors in the metro Detroit area in all trades including (but not limited to) carpenters, builders, plumbers, millwrights, electricians, welders, landscapers, masonry, excavators, siding applicators, and trucking.

We offer a full range of insurance products including personal auto and home insurance, group health insurance, classic car coverage, group auto and home insurance, and bonding. Our specialty is commercial insurance coverages of all forms - workers comp, general liability, and property insurance.

Our Agency represents A or A+ rated insurance companies whose financial conditions place them among the best in the insurance industry. Our carriers include Frankenmuth Mutual, Ohio Casualty, Employers Mutual, Accident Fund Company, Blue Cross/Blue Shield, Titan Insurance, CNA Surety, GMAC Insurance, American Medical Security and HAP.

Frankenmuth Mutual has selected the James B Richards Agency to be a member of their "Diamond Club" for top performing agencies every year since it opened in 1996.

Contact us today to learn more about how the success our Agency can be put to work for your benefit!

James B Richards Agency
18112 Fort Street
Riverview, MI 48912
phone 734-285-1500 fax 734-285-2987
email: james@jamesbrichardsagency.com